Full-Service Offerings

You define what you want to focus on. You set the goals, the priorities, the conditions. You know the destination. We know how to guide you on the right path to your destination


Retirement Planning

  • Accumulation Phase
  • Transition Phase
  • Income Phase

Insurance Planning/Services

  • Life Insurance (Universal Life, Whole Life, Term)
  • Long Term Care (Traditional, Hybrid)
  • Free Insurance reviews and appraisals

Investment Management

  • Model based investment strategy
  • Flexible, dynamic and disciplined approach 
  • Diversification across asset classes and managers using factor based analysis and investment themes
  • Ongoing portfolio risk management

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.


Business Owner Planning

  • Customized Financial Planning
  • Cash Flow
  • Tax Planning
  • Retirement funding strategies
  • Key Man Protection

Wealth Management System

  • Organized/Consolidated Financial Picture
  • Assets and Liabilities Updated Nightly
  • Convenient Storage and Retrieval of Important Financial Documents

College Planning

  • Early stage accumulation strategies
  • Late stage admissions and funding strategies

Tax Planning

  • Business Owners
  • Rental Property Owners
  • W-2 Wage earners
  • Investment tax harvesting

Debt Reduction Planning

  • Strategies designed to help improve Cash Flow through reduced payments
  • Strategies designed to help accelerate payoff of mortgage(s) 

Cash Flow Planning

  • Improved Cash Flow Strategies to Fund Financial Objectives
  • Strategies designed to help improve finances through targeted use of available dollars
  • Debt Consolidation

Estate Planning

  • Financial and Investment strategies for Family Trusts/Irrevocable Trusts/Fiduciaries
  • Gifting Strategies
  • Organized Financial Affairs

Unified Wealth Advisors and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation.